Reliable Advice about your Trees
As most people are aware, part of the home-buying process involves inviting a surveyor to inspect the property they wish to buy. Surveyors look both inside and outside to assess the condition of a property, to identify any risks and potential legal issues, and to highlight any urgent defects. Because they know trees can pose risks to a dwelling or nearby buildings, this will includes taking note of any trees at the property and then the home owner will have to contact an Arboriculturalist to carry out a Tree Mortgage Report.
Well positioned trees around a property can add significant value to the overall worth. However, in certain soil conditions, badly positioned or poorly maintained trees can increase the risk of soil shrinkage leading to structural damage to the property due to subsidence.
Dry weather and media interest have led to an element of panic about trees near properties and many harmless trees have been felled as a precaution by home owners due to the lack of, or poor tree advice.
Thorough and Honest
At JCA we can complete a thorough and honest tree mortgage report into the safety and overall health of any trees that may be of concern quickly, to minimise any disruption to the sale of a property. A Tree Mortgage Report is often recommended to lenders or estate agents by surveyors and mortgage offers can be withdrawn if a surveyor is concerned about trees close to a property.
Every tree mortgage report from JCA provides a full description of every significant item of vegetation, detailing any required tree works. Also provided as part of this document is a clear, colour site plan showing tree positions.
Peace of Mind
Appointing JCA to check the trees around a property prior to purchasing will give you peace of mind, knowing that your new home is unlikely to be influenced by the trees and that, if there is a risk, we will prescribe the best course of action. Health and Safety issues are addressed at the same time for added security.
Mortgage reports are being provided by a number of people with varying degrees of expertise and insurance cover. Lenders are very cautious nowadays and clients are advised to check the surveyor’s qualifications and insurance before commissioning such a report.
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Not sure where you stand on an arboricultural or ecological related issues? At JCA our specialist team are here to help you, contact us today!